Don't be up Schitt's Creek-Have A Maintenance and Emergency Plan

                                             

Do you or each of your home's occupants know what to do if there is a plumbing emergency in your home?  Do you know where the water shut-off value is?  I had a recent issue with a faulty toilet valve and if we didn't know how to shut off the water main we may have literally been headed down "Schitt's Creek". 

Homeownership can be wonderful but it also comes with many responsibilities.  It is important to be aware of the maintenance procedures necessary to keep the property in good condition and working order.  It is also vital to understand the mechanisms in place should an emergency occur.  Property needs to be maintained on a regular basis to prevent future damage.

If you are a new homeowner or plan to buy a home it is always recommended to have a professional home inspection before finalizing the purchase.  Please see my prior blogpost explaining the Home Inspection here.  In addition to the inspection, as part of due diligence in negotiating an offer, this is the buyers opportunity to learn about the inside operations of the home.  

When we purchased our home, my husband who is an engineer type followed the inspector around the house with a notebook and took meticulous notes on each operating system. He learned about areas that could need future attention.  This became a good reference tool for our home maintenance.  

To put this in laymen's terms, think of your annual medical examination. A good doctor will discuss areas of potential concern and give the patient techniques for preventative care as well as wellness follow up.

Sometimes a household emergency may arise and it is very important to know how to address the situation.   Before moving into a property, I suggest learning where all the shut-off emergency valves are.  It is important to have a plan for anticipated home maintenance issues with a list of appropriate service vendors.  As mentioned, I was inspired to write this blog after a plumbing leak occurred at my house. When an emergency occurs you may otherwise panic and scramble to find the contacts needed.  A recent article in Growing Magazine  cites the most common household emergencies and how to address them. 

In anticipation of home maintenance issues that can occur, I put together a Home Maintenance checklist by season for my clients some time ago.  If any interested reader is interested in a copy feel free to email me at wendy@wendybcb.com and put "Home Maintenance List" in the subject line.  

With proper maintenance and a well formulated emergency plan you will be ready to ease into the New Year with peace of mind and not have to travel down "Schitt's Creek".  Wishing you a great start to 2021.

Wendy is a Realtor with Coldwell Banker Needham.  She enjoys coffee, walking her dog, theater/arts, reading, writing, travel and meeting new people.  She always welcomes the opportunity to have a virtual coffee now that we are amidst the “new normal”.  Check out her website at www.wendybcb.com or her fb page @wendybcb as she posts up to date content to meet the ever changing marketplace.  

 

Due Diligence When It Matters for Real Estate Clients and Voters

As a Realtor, my role is to advocate for the best interests of my clients.   I take this fiduciary duty very seriously and am always pursuing opportunities to improve my skill set while exploring new tools to improve the client experience.  Buying real estate is a major decision for a Buyer.  As a Buyer client advocate my most important role is to guide clients in doing their "Due Diligence".  This involves having an independent home inspection of the property and if required additional inquiries for potential concerns such as Radon, Lead, Septic or other issues that may arise as well as involves researching questions that I may be unable to answer.  For a quick overview of the inspection process shared in a prior blog post click here  I think it is important to know as much as one can before making a decision that impacts one's financial and living situation.

We are now in the midst of a very important Presidential election.  The stakes of this election could not be any higher between Trump and his opponent Joe Biden.  There is a (about 40%) core base of voters who support the current president no matter what.  They are following whatever he says no matter how dishonest and harmful at the expense of the rest of us. 

There are still several undecided voters, which is a bit surprising this late in the game and I am writing this blog post to appeal to you primarily.  Do your home work.  If you want to learn about plans please go to www.JoeBiden.com.  Joe has detailed plans for COVID response, infastructure, building back the economy and much more.  Ask trump supporters what his success record and clear plans are.  For contrast can you find much on www.donaldtrump.com?    

There is much information in the news media and it is important to know your sources.  A startup company headed by Vanessa Otero has launched a project through Ad Fontes Media to identify and evaluate news sources.  She offers webinars and tools to allow readers to do their homework and decipher the media out there and offers online classes for students.  I first learned about this resource from my brother and author of the Blog, BlindspotBlog.US, Maxwell Stearns who is on her Advisory Board.  I have taken a few webinars and found them very worthwhile.  Many news outlets have been compromised and have sources that are tied to the Kremlin.  See yesterday's WSJ article which discusses some recent findings.  In addition much on Facebook is tied to fake accounts.  It is critical to find your way through the weeds.  

 I hope all voters will make their vote decision based on accurate and relevant information and not fall abyss to political pressure.  There is a lot of misleading information out there and much of it can be dangerous.  The propaganda is out there and it can be damaging.  

As a responsible American Citizen and Voter it would be irresponsible for me to encourage anyone to vote without knowing the details of the candidate (ie: covid testing, tax returns).  I BEG you to do your homework.  I BEG you to take this election seriously.  Truth Matters, Transparency matters.  If you see information regarding each candidate being surpressed ask why?  Lastly, if you need information on the voting process itself please check Plan Your Vote.

As a Realtor,  I always encourage my clients to do their homework before making a decision.  You must be your own advocate and if hiring a fiduciary representative they will work to protect your interests.  

Wendy is a Realtor with Coldwell Banker Needham.  She enjoys coffee, walking her dog, theater/arts, reading, writing, travel and meeting new people.  She always welcomes the opportunity to have a virtual coffee now that we are amidst the “new normal”.  Check out her website at www.wendybcb.com or her fb page @wendybcb as she posts up to date content to meet the ever changing marketplace.

The Home Inspection Process Explained

I have had a few first time buyers ask me if they need a home inspection.  My answer will always be yes. Even if money is no object and unless the property is a tear down, I believe every buyer should require a home inspection before signing the Purchase and Sale agreement.   When making an offer all buyers should be informed of their right to request an inspection.  An inspection is to recommended to protect the rights of a buyer and to allow the buyer to be well informed of their prospective purchase.  Inspections should be made for new as well as existing properties.    The inspector is hired by the buyer and the report should be totally independent of the seller.  

In this post I will explain the basics and give some helpful links.   Click here for Massachusetts consumer guidelines.  

What is involved? 

A home inspection is defined as an objective visual examination of the structure and systems of a home by an impartial, neutral third party not related to the buyer or seller. In layman’s terms, it shows you what’s wrong with the property you want to buy or sell and if it is serious enough to prevent a sale.

The three main points of the inspection include evaluating the physical condition of the home, including structure, construction and mechanical systems; identify items that need to be repaired or replaced; and estimating the remaining useful life of the major systems, equipment, structure, and finishes.

Basically, a home inspection is to inform the buyer of any readily visible major defects in the mechanical and structural components, and to disclose any significant health or safety issues by an independent agent who is not representative of the seller.  Particularly in new construction the buyer wants to be sure all the wiring and finishing cables, systems are in fact complete.   

Systems that are seasonally inoperable (swamp coolers, air conditioning, furnaces) may not be turned on during the inspection.  Additional items that may be included are Radon testing and if requested the buyer can hire specialists to look at Mold, Asbestos and Lead if suspected.  If items are raised of concern the buyer may be able to use this information to negotiate the final purchase price.  

(Of note, an inspector cannot report on defects that are not visible. For instance, defects hidden behind finished walls, beneath carpeting, behind storage items and in inaccessible areas, and even those that have been intentionally concealed.)  

How Do I Find an Inspector?

To hire an inspector, get recommendations from your Realtor, or from friends and family. You want to be sure your inspector is state certified.  Attached is a list of State Certified inspectors in Massachusetts.   When interviewing inspectors, be sure to ask for references and any memberships in professional associations. 

What should the buyer doing during the inspection?

It’s a good idea to be present during the inspection for a couple of reasons: First, you can ask the inspector questions during the inspection. Also, the inspector will have the opportunity to point out areas of potential trouble, which will mean more to you if you see it with your own eyes than read it in the inspector’s report later. Many inspectors also will offer maintenance tips as the inspection progresses.  I always suggest bringing a notebook and taking notes as the inspector points things out as they offer great suggestions for home maintenance and future ideas for improvements you may want to do once you own the property.

How Much Does it Cost and How Long Will it Take?

Remember that a thorough, accurate home inspection takes time. The last thing you want to do is to try to hurry the inspector along. The inspector’s most important priority is accuracy, and accuracy takes time. The chances of mistakes and missed conditions are much more likely the more the inspector rushes through. A typical timeframe should be about two to five hours depending on the size and age of the house.   

The cost will vary but be somewhere in the $200-$800 range depending on size.  There may be an additional cost for Radon or other special items.  

If you really want to learn even more about home inspections  I recommend reading a book called The Best Home Inspection Guide by Daniele L' Ami.  (After writing this blog Jim Morrison, Boston Globe corespondent  wrote a very good follow-up on How to Hire an Inspector in an article in this week's real estate section , April 10, 2019)

Wendy is a Realtor with Coldwell Banker Needham and also works on the Lower Cape.  If you would like to learn more about buying or selling a home please visit her at www.wendybcb.com.